Monday, October 29, 2012

fashion style of Jessica Alba


Jessica Alba is know for wearing youthful and fun styles. And this dress is no exception...

It's not always easy to pull off a floor-length print maxi dress. Yet Jessica Alba layered this dress with an adorable denim vest, to break it up and give it a very down-to-earth feel.

She defines her waistline with a subtle brown belt, and completes the look with gladiator-style sandals. Who knew your gladiator sandals could go with a look like this?

I love how Jessica is probably just out running errands, but looking SO cute in the process! What an easy style, you HAVE to try this. I know I want to!

What do you think of the denim vest? Would you wear it? Leave a comment below!

More: Jessica Alba Style, Jessica Alba Look, Jessica Alba Dress, Jessica Alba Outfit, Jessica Alba Clothing, Jessica Alba Clothes, Eryka Couture, ModCloth Maxi Print Dress, Nordstrom Denim Vest, JCPenny Gladiator Sandals, Forever21 Belt

Focusing on Short Sales in the Orange County


We have been Focusing on Short Sales in the Orange County Area for quite some time now, and the biggest concerns that many people have had are: “What is better; a short sale or a Foreclosure?” and “How fast can I get back to home ownership?”
As your Orange County Short Sale Realtor, we will share some of our Observations.
First, let’s look at Short Sale vs. Foreclosure. The primary concern would be the ability to obtain a mortgage in the future. Second would be the effect on credit score and credit history. You may have more concerns, and if so, feel free to give my team a call, or watch more of our videos below.
In a foreclosure, you may have to wait up to seven years to quality for home a loan. With a Short Sale, you may be able to qualify for a Fannie Mae back loan in as little as two years, as long as you are able to meet loan criteria. Obviously, Short Sales are a better choice with just future home ownership is in mind.

While no one’s credit profile is exactly the same, certain mathematical computations by the FICO are relevant. The Short Sale will always have less of an effect than a foreclosure. The average credit score seems to take a hit anywhere from 50 to 100 points as long as all other credit obligations are being paid. Some people have even reported that there has been little or even no effect on their score. This is rare, but with proper planning and execution it is possible. When a loan has been satisfied with, paid as agreed or paid as negotiated status usually stays on your credit report for 2 to 3 years. When a home has been foreclosed, the record stays on your credit report for no less than 7 years, and is part of permanent public record.

Now to move on. Let’s talk about credit repair and what it means for your future home ownership. Credit repair is simple… or is it? Anyone can write letters to the three main credit bureaus and get common mistakes removed from their report. With a strong legal team in place, even a Short Sale or even a foreclosure record can be removed from the most stubborn of credit reports..


Here are two related Videos
Video 1

Video 2