In the current real estate market here in our Southern
California area there seems to be at least 10 buyers for every home that is
listed for sale. Within an hour or two of adding a standard listing to the
Multiple Listing Service, a listing agent can have multiple offers on a
property that are truly sight unseen. This is even more so the case for a short
sale listing as they tend to attract the attention of your occupying buyers in
as well as the large and growing pool of real estate investors submitting less
than asking price, all cash offers. This couldn’t be any more the case in
Temecula, CA, a well populated commuter tow in the south west corner of
Riverside County.
While a short sale can go a long way to limit the financial
damage a home owner stands to incur when compared to a foreclosure, it would be
a much easier choice to make the short sale didn’t completely disrupt the lives
of the home owner. This begs the question; what can be done to have the home
owner reap the benefit of the short sale and preserve some measure of privacy
at the same time?
With short sale listings attracting droves of buyers, you
have t ask yourself, how do the occupants of these short sale properties feel
about all of this traffic? When you consider that they do not benefit from the
from the sales price being driven up by the multiple bids, the many would be
buyers invade their privacy on a daily basis, and the sign placed out in front
of their home invite questions from the neighborabout the circumstances concerning the sale
of the home. The bottom line is this; the typical short sale transaction is
highly intrusive, embarrassing and frustrating to most candidates.
It would seem that a Realtor in Temecula has come up with
the solution to this problem. This new short sale has been called the silent
short sale. The silent short sale includes all the benefits of a traditional
short sale including settled mortgage balances on all loans attached to the
property, settling all tax liens and HOA liens, providing relocation funds to
qualified home owners in addition to limiting the overall impact on your
credit. In addition it has dramatically
reduced the foot traffic in the home and done away with the yard sign in front
of the home that send a signal to the home owners neighbors, friends and family
that they can no longer afford to stay in their home.
The first order of business for the silent short sale
Realtor is to negotiate with the lender to leave the listing off of MLS. If
this authorization is granted, the Realtor uses back channels to market the
property such youtube, craigslist and email campaigns.
Another aspect of the silent short sale is that the home
owner can choose to forgo open houses. This will allow the home owner to enjoy
weekends in their home, without the disruption nosey neighbors and unqualified
buyers looking through all the bedrooms, closets and cupboards.
The silent short sale transaction seems to represent the
evolution of the short sale. It marries the financial and credit benefits of
the transaction along with the comfort and the customer service that home
owners have come to expect when choosing a Realtor to assist them in the sale
of real estate.
Electronic Performance Systems (EPS) is the premier distributor of Dinerware Restaurant Point of Sale (POS) software in the Midwest, and one of the fastest growing POS dealers in the country. We understand that a restaurant POS system should help restaurants increase sales and reduce costs. We offer a complete solution featuring Dinerware POS software, market leading POS hardware and award winning services. It is our goal to be a partner in your success for as long as you own your restaurant. The restaurant point of sale software you select is one of the most important decisions you will make. Dinerware Restaurant POS software is designed to help restaurants operate smoothly. Dinerware created this point of sale software that is easy to learn, use and modify -- from the restaurateur's point of view. Dinerware is highly flexible and accommodates many service environments. For example, fine dining restaurants have different needs than bars or cafes. Whatever the type of establishment, Dinerware helps staff and managers complete tasks fast and efficiently in a way that works best for them. Our mission is to provide the highest quality POS solutions and services at the lowest possible costs to our clients. Call us today 888-475-3505 EPS service and support program is unique to our industry. Most POS companies utilize the on-going support and services as a profit center that will add major going costs to owning a POS system. EPS has an “all inclusive” service/support program that eliminates the “high services fees” other POS companies charge for simple questions, service calls, upgrades or changes to the software. Our team utilizes the latest technology and tools to ensure the highest level of support possible. Our “all inclusive” $50 per month service and support plan includes: • Help/Training Desk • System Backup • Unlimited Phone & Remote Assistance • After-hours Emergency Support 24/7, 365 days a year • Remote Diagnostics • Hardware Warrantee assistance • Preventative Maintenance Services • Software Upgrades
In the current real estate market here in Southern
California there seems to be 10 buyers for every home that is listed for sale.
Within an hour or two of adding a standard listing to the Multiple Listing
Service, a listing agent can have multiple offers on a property that are truly
sight unseen. This is even more so the case for a short sale listing as they
tend to attract the attention of your occupying buyers in as well as the large
and growing pool of real estate investors submitting less than asking price,
all cash offers. This couldn’t be any more the case in Temecula, CA, a well
populated commuter tow in the south west corner of Riverside County.
With short sale listings attracting droves of buyers, you
have t ask yourself, how do the occupants of these short sale properties feel
about all of this traffic? When you consider that they do not benefit from the
from the sales price being driven up by the multiple bids, the many would be
buyers invade their privacy on a daily basis, and the sign placed out in front
of their home invite questions from the neighborabout the circumstances concerning the sale
of the home. The bottom line is this; the typical short sale transaction is
highly intrusive, embarrassing and frustrating to most candidates.
While a short sale can go a long way to limit the financial
damage a home owner stands to incur when compared to a foreclosure, it would be
a much easier choice to make the short sale didn’t completely disrupt the lives
of the home owner. This begs the question; what can be done to have the home
owner reap the benefit of the short sale and preserve some measure of privacy
at the same time?
It would seem that a Realtor in Temecula has come up with
the solution to this problem. This new short sale has been called the silent
short sale. The silent short sale includes all the benefits of a traditional
short sale including settled mortgage balances on all loans attached to the
property, settling all tax liens and HOA liens, providing relocation funds to
qualified home owners in addition to limiting the overall impact on your
credit. In addition it has dramatically
reduced the foot traffic in the home and done away with the yard sign in front
of the home that send a signal to the home owners neighbors, friends and family
that they can no longer afford to stay in their home.
The first order of business for the silent short sale
Realtor is to negotiate with the lender to leave the listing off of MLS. If
this authorization is granted, the Realtor uses back channels to market the
property such youtube, craigslist and email campaigns.
Next the Realtor will avoid placing a sign in front of the
property. This will help to limit the neighbor’s knowledge of the difficult
circumstances that the homeowner is enduring.
Another aspect of the silent short sale is that the home
owner can choose to forgo open houses. This will allow the home owner to enjoy
weekends in their home, without the disruption nosey neighbors and unqualified
buyers looking through all the bedrooms, closets and cupboards.
The silent short sale transaction seems to represent the
evolution of the short sale. It marries the financial and credit benefits of
the transaction along with the comfort and the customer service that home
owners have come to expect when choosing a Realtor to assist them in the sale
of real estate.
In
order to get cheap auto insurance coverage you have to get multiple quotes you
can use to compare insurance providers. The quote process does a couple of
important things for you.
First
of all, by offering quotes insurance companies are able to give you a number based
on the information you provide on the quote form. Since this information is
different from one driver to the next your price will most likely be higher or
lower than what's given to other drivers. In other words, providing your
information allows insurance companies to charge you based on your
circumstances rather than throwing you into the pool with everyone else.
The
second thing multiple quotes do for you is allow you to pick apart individual
insurance companies to see what they are offering. It lets you take them to
task so you'll know how their advertising claims stack up against your needs.
This type of analysis is very helpful for those looking for cheap auto
insurance.
As many Americans focus on paying off their credit card debt, the stagnant economy has not helped bring relieve to millions of hard-working people. In fact, credit card debt has that same number of people worried about how long it will take them to pay off their $35K balance or if they are going to be able to pay in full. The U.S. consumer credit is down for the first time in sometime because they are trying to reduce their credit card debt. Clearly, the banks are not going to step in and give consumers a hand or even reduce their monthly payments out the kindness of their heart. So what is left for them?
Unfortunately, bankruptcy is the only solution for some individuals! But for Americans who owe more than they can afford to pay, there are credit consolidators and debt management professionals that can help them negotiate a lower monthly payment and / or consolidate their credit card bills. If you are an individual whose minimum monthly payments have continued to increase on a monthly basis, seek help and don't file bankruptcy since it will have a much more negative impact on your credit history and it can take up to seven years to fully recover from it.
In July, the credit dropped by $3.28 billion, according to the Federal Reserve. That is a much big difference compared to the $9.1 billion predicted in a Reuters poll by Wall Street economists. The credit slowdown could cause the Feds to lock in the use cash to feed the economy with much-needed cash flow, as early as this week, according to Reuters.
As our economy continues to tank even further, we need to responsibly keep an eye on our credit card debt, failing to do so can lead to bankruptcy or put us in a hole that's so deep there will be no way of getting out of it. Things in the credit industry will continue to get scarier, if lenders start hesitating before approving loans. If lenders begin to drag their feet in approving loans, it will lead to a reduction in consumer spending.
"It may be the case that consumers and lenders were becoming more tentative over the summer," analysts at Credit Suisse said in a report.
Since the middle of 2010 there's been a increase in spending with only minor hiccups from time to time. However, if there is a lesson to be learned, is that we should not be using our credit cards as a supplementary or second income. Every cent you charge to your credit cards there is a percentage that needs to paid for borrowing that money. So think about how much it's going to cost you to borrow $2,000 and how long it will take to pay it back in full.
Just a few reminders: use your credit cards responsibly, spend responsibly and best advice I received a long time ago, if you can't afford it don't buy or spend it.
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